It's only taken me three weeks, but I think I've finally found the source of severance insurance. I'm double checking now, but it looks like these guys (i) have a viable product. (ii)have been around for a number of years, (iii) have been playing with some of the big boys, (iv)but haven't met with significant success yet due to an ineffective distribution strategy.
It sure as hell has got to be ineffective, because nobody seems to know about them except for a few high placed finance executives in a few Fortune 200 companies. Give me a few more days, and I should have the facts straight.